Recover unpaid debts through small claims

When someone owes you money and hasn’t paid, it can be difficult to know how to move forward. TinyGavel helps you take structured steps to recover unpaid debts clearly and efficiently.

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Join claimants across the US fighting for their rights with TinyGavel.

What counts as a debt collection claim?

Debt collection claims typically involve money that was agreed to be paid but never was. If there was a clear expectation of payment and the debt remains unpaid, small claims may be appropriate. Common examples include:

Personal loans that were not repaid

Outstanding balances after work was completed

Reimbursements that were agreed but never received

Business-to-business or individual debt disputes

Informal or written agreements involving repayment

Unpaid invoices or services

How it works

1

Demand letter

We send a formal demand letter outlining what was agreed and what’s owed. Many cases resolve at this stage.

1

We send a formal demand letter outlining what was agreed and what’s owed. Many cases resolve at this stage.

1

Demand letter

We send a formal demand letter outlining what was agreed and what’s owed. Many cases resolve at this stage.

2

Lawsuit

If needed, we help file a small claims lawsuit in the right court.

2

If needed, we help file a small claims lawsuit in the right court.

2

Lawsuit

If needed, we help file a small claims lawsuit in the right court.

3

Court & collection

We guide you through the process and next steps to recover your money if you win.

3

We guide you through the process and next steps to recover your money if you win.

3

Court & collection

We guide you through the process and next steps to recover your money if you win.

4

Get paid

Once resolved, you receive your compensation and close the case.

4

Once resolved, you receive your compensation and close the case.

4

Get paid

Once resolved, you receive your compensation and close the case.

Why TinyGavel?

TinyGavel exists to help people resolve everyday legal problems without confusion, intimidation, or unnecessary cost.

Built for real-world disputes

Clear next steps, not legal jargon

Designed to save time, stress, and guesswork

Focused on practical outcomes, not paperwork for its own sake

Our pricing

Demand Letter

$50

$39

+ court costs

Included

Demand Letter + Paperwork

File For Me

$100

$39

+ court costs

Included

Demand Letter + Paperwork

TinyGavel File and serve the defendant

Most Popular

Expert Help

$200

$39

+ court costs

Included

Demand Letter + Paperwork

TinyGavel File and serve the defendant

Expert support from case specialists

Demand Letter

$50

$39

+ court costs

Included

Demand Letter + Paperwork

File For Me

$100

$39

+ court costs

Included

Demand Letter + Paperwork

TinyGavel File and serve the defendant

Most Popular

Expert Help

$200

$39

+ court costs

Included

Demand Letter + Paperwork

TinyGavel File and serve the defendant

Expert support from case specialists

Demand Letter

$50

$39

+ court costs

Included

Demand Letter + Paperwork

File For Me

$100

$39

+ court costs

Included

Demand Letter + Paperwork

TinyGavel File and serve the defendant

Most Popular

Expert Help

$200

$39

+ court costs

Included

Demand Letter + Paperwork

TinyGavel File and serve the defendant

Expert support from case specialists

Everything you
need to know

Do I need a formal contract to collect a debt?

Not always. Texts, emails, invoices, payments schedules, or proof of work completed can be enough to show the debt exists and is owed.

Do I need a formal contract to collect a debt?

Not always. Texts, emails, invoices, payments schedules, or proof of work completed can be enough to show the debt exists and is owed.

Do I need a formal contract to collect a debt?

Not always. Texts, emails, invoices, payments schedules, or proof of work completed can be enough to show the debt exists and is owed.

What if the other party keeps promising to pay but never does?

Repeated promises without payment can strengthen your claim. Unreasonable delays mean that you have the right to demand payment formally.

What if the other party keeps promising to pay but never does?

Repeated promises without payment can strengthen your claim. Unreasonable delays mean that you have the right to demand payment formally.

What if the other party keeps promising to pay but never does?

Repeated promises without payment can strengthen your claim. Unreasonable delays mean that you have the right to demand payment formally.

Can I collect a debt without using a collection agency?

Yes! Many people successfully recover money through demand letters or small claims court and TinyGavel can help you get back what you’re owed.

Can I collect a debt without using a collection agency?

Yes! Many people successfully recover money through demand letters or small claims court and TinyGavel can help you get back what you’re owed.

Can I collect a debt without using a collection agency?

Yes! Many people successfully recover money through demand letters or small claims court and TinyGavel can help you get back what you’re owed.

How long do I have to collect an unpaid debt?

Every state has a statute of limitations that limits how long you have to take legal action. Acting sooner helps preserve evidence and increases the chance of getting back what you’re owed.

How long do I have to collect an unpaid debt?

Every state has a statute of limitations that limits how long you have to take legal action. Acting sooner helps preserve evidence and increases the chance of getting back what you’re owed.

How long do I have to collect an unpaid debt?

Every state has a statute of limitations that limits how long you have to take legal action. Acting sooner helps preserve evidence and increases the chance of getting back what you’re owed.

What if the other party disputes the debt or stops responding?

A demand letter is often the next step. A clear written demand letter creates a paper trail, outlines what’s owed, and gives them a sense of urgency to resolve the issue.

What if the other party disputes the debt or stops responding?

A demand letter is often the next step. A clear written demand letter creates a paper trail, outlines what’s owed, and gives them a sense of urgency to resolve the issue.

What if the other party disputes the debt or stops responding?

A demand letter is often the next step. A clear written demand letter creates a paper trail, outlines what’s owed, and gives them a sense of urgency to resolve the issue.

Helping claimants - one case at a time.

TinyGavel is not a law firm and does not provide legal advice. TinyGavel is a technology platform that collaborates with independent licensed attorneys. Visiting this website, submitting information, or communicating with TinyGavel does not create an attorney-client relationship. Any information you provide before signing an engagement letter with an attorney is not confidential and is not protected by attorney-client privilege.

TinyGavel collaborates with independent licensed attorneys who practice in specific jurisdictions. If you choose to work with one of these attorneys and sign an engagement letter with them, that attorney—not TinyGavel—will represent you. An attorney-client relationship exists only between you and the attorney you engage, and only after you both sign an engagement letter.

Neither TinyGavel nor any collaborating attorney guarantees any specific outcome or result in your legal matter. This site may be attorney advertising in some jurisdictions. Attorneys are licensed to practice only in specific states and jurisdictions. The attorneys available through TinyGavel may not be licensed in your state or able to assist with your particular legal issue.

Helping claimants - one case at a time.

TinyGavel is not a law firm and does not provide legal advice. TinyGavel is a technology platform that collaborates with independent licensed attorneys. Visiting this website, submitting information, or communicating with TinyGavel does not create an attorney-client relationship. Any information you provide before signing an engagement letter with an attorney is not confidential and is not protected by attorney-client privilege.

TinyGavel collaborates with independent licensed attorneys who practice in specific jurisdictions. If you choose to work with one of these attorneys and sign an engagement letter with them, that attorney—not TinyGavel—will represent you. An attorney-client relationship exists only between you and the attorney you engage, and only after you both sign an engagement letter.

Neither TinyGavel nor any collaborating attorney guarantees any specific outcome or result in your legal matter. This site may be attorney advertising in some jurisdictions. Attorneys are licensed to practice only in specific states and jurisdictions. The attorneys available through TinyGavel may not be licensed in your state or able to assist with your particular legal issue.

Helping claimants - one case at a time.

TinyGavel is not a law firm and does not provide legal advice. TinyGavel is a technology platform that collaborates with independent licensed attorneys. Visiting this website, submitting information, or communicating with TinyGavel does not create an attorney-client relationship. Any information you provide before signing an engagement letter with an attorney is not confidential and is not protected by attorney-client privilege.

TinyGavel collaborates with independent licensed attorneys who practice in specific jurisdictions. If you choose to work with one of these attorneys and sign an engagement letter with them, that attorney—not TinyGavel—will represent you. An attorney-client relationship exists only between you and the attorney you engage, and only after you both sign an engagement letter.

Neither TinyGavel nor any collaborating attorney guarantees any specific outcome or result in your legal matter. This site may be attorney advertising in some jurisdictions. Attorneys are licensed to practice only in specific states and jurisdictions. The attorneys available through TinyGavel may not be licensed in your state or able to assist with your particular legal issue.